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Microsoft Copilot

AI built into your Microsoft stack

Productivity
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Free tierFrom FreeMicrosoftFounded 2023Reviewed Jun 2026

Our take

Our verdict

6.9/10

Microsoft's AI assistant powered by GPT-5 and Prometheus, offering chat, web search, image generation, and deep Microsoft 365 app integration.

Best for: Organizations already standardized on Microsoft 365 that want AI embedded directly into Word, Excel, Outlook, and Teams without adopting a separate tool

Overall score6.9/10
Capability8.0
Ease of use6.0
Value for money5.0
Reliability8.0
Support & docs7.0

Pros

  • Tight integration with Microsoft 365 apps lets paid users query their own emails, OneDrive files, Teams chats, and calendar without switching tools
  • Consistently cites web sources with clickable links in every response—more transparent than most competing assistants
  • Multi-model platform now supports GPT-5, Anthropic Claude Opus 4.8, and Microsoft Prometheus, giving enterprise users meaningful model choice
  • Computer use (GA May 2026) lets agents automate browser and desktop app workflows end-to-end
  • Free tier includes web-grounded chat and image generation with no credit card required

Cons

  • Full M365 integration requires purchasing a base Microsoft 365 license plus a separate Copilot add-on, making real costs 2-3x the advertised add-on price
  • Personal and Family plan subscribers are capped at 60 AI credits per month—easily exhausted by moderate daily use
  • Fragmented product lineup (consumer Copilot, M365 Personal, M365 Premium, Business, Enterprise, Frontier) creates genuine confusion about which features belong to which tier
  • Trails ChatGPT and Claude in long-context reasoning and creative generation tasks when tested outside the Microsoft 365 ecosystem

Overview

Overview

Microsoft Copilot is the company's flagship AI assistant, launched in early 2023 as Bing Chat and rebranded to its current name in November of that year. It is built on Microsoft's proprietary Prometheus architecture, which orchestrates OpenAI's GPT-4o, GPT-4.1, and GPT-5 models alongside Microsoft's own search index. As of mid-2026, enterprise tiers also offer access to Anthropic Claude Opus 4.8 and the internally developed Prometheus model, making it a genuine multi-model platform rather than a simple OpenAI wrapper.

The product exists in two distinct forms. The consumer-facing assistant at copilot.microsoft.com is free, web-grounded, and requires no Microsoft account for basic use. The enterprise offering—marketed as Microsoft 365 Copilot—is an add-on to existing M365 business licenses and connects to a user's real work data: emails, OneDrive and SharePoint files, Teams messages, calendar, and meeting recordings.

Notable 2026 additions include computer use (generally available May 2026), which lets Copilot agents automate browser and desktop application workflows autonomously, and enhanced meeting recaps in Teams that combine written summaries with short video clips.

The core weakness is economic: reaching the product's headline capabilities requires stacking a base M365 license with the Copilot add-on, pushing all-in per-seat costs to $54–$75/month for enterprise users. Organizations already deeply embedded in the Microsoft ecosystem will find genuine value; organizations evaluating AI tooling fresh may find the cost and complexity hard to justify.

Microsoft is headquartered in Redmond, Washington.

Key Benefits

  • 365 Ecosystem Integration: Paid tiers connect Copilot directly to a user's live work data—emails, files, meetings—without manual uploading or copy-paste workflows.
  • Transparent Source Citations: Every web-grounded response surfaces clickable links to source pages, reducing the verification burden compared to assistants that summarize without attribution.
  • Agentic Automation: Computer use and Copilot Studio enable end-to-end task automation across desktop and web applications, moving beyond chat into genuine workflow execution.
  • Enterprise Security Baseline: Microsoft 365 Copilot inherits the compliance and data residency commitments of the underlying M365 tenant, which matters for regulated industries.

Use Cases

  1. Meeting intelligence — Teams integration automatically summarizes meetings, generates action items, and (as of 2026) produces short video recaps, reducing post-meeting note-taking overhead.
  2. Document drafting in Office apps — Copilot in Word and PowerPoint generates first drafts from prompts or existing files; Copilot in Excel explains formulas and drafts data analyses in plain language.
  3. Enterprise knowledge search — Work-grounded responses let employees query across email threads, SharePoint sites, and chat history in natural language rather than navigating multiple applications.
  4. Desktop workflow automation — Computer use agents handle repetitive multi-step tasks across browser and native desktop apps, executing them on behalf of the user without manual intervention.

Tags

Microsoft 365
Multimodal
Enterprise AI
Agentic AI

Features

  • Web-grounded chat with cited sources across all tiers including free

  • Image generation via integrated DALL-E (15 boosts/day on free, higher limits on paid)

  • Copilot in Word, Excel, PowerPoint, and Outlook on paid M365 plans

  • Meeting summaries and video recaps in Microsoft Teams

  • Computer use agent automation for desktop and web apps (GA May 2026)

  • Custom agent building via Microsoft Copilot Studio (low-code)

  • Multi-model selection: GPT-5, Prometheus, and Claude Opus 4.8 on enterprise tiers

  • Work-grounded responses pulling from SharePoint, OneDrive, and Exchange on M365 Copilot plans

Pricing

Free
$0/month
  • Web-grounded chat with cited sources

  • Image generation (15 boosts/day)

  • Latest GPT models during non-peak hours

  • Access via copilot.microsoft.com, mobile app, and Copilot in Edge

Microsoft 365 Personal
$6.99/month
  • 60 Copilot AI credits per month for use in Office apps

  • Copilot in Word, Excel, PowerPoint, and Outlook (credit-gated)

  • 1 TB OneDrive storage

  • Full Microsoft 365 desktop and mobile apps

Microsoft 365 Premium
$19.99/month
  • Extensive Copilot use in all Office apps (replaces Copilot Pro, launched late 2025)

  • Priority model access during peak hours

  • 6 TB OneDrive storage

  • Full Microsoft 365 apps plus advanced security features

Microsoft 365 Copilot Business
$18/user/month
  • Work-grounded responses from email, files, chats, and calendar

  • Copilot in Teams, Outlook, Word, Excel, and PowerPoint

  • Meeting summaries and recaps in Teams

  • Requires Microsoft 365 Business base license (sold separately)

  • Supports organizations up to 300 users

Microsoft 365 Copilot Enterprise
$30/user/month
  • All Business tier features plus enterprise security and compliance controls

  • Supports M365 E3/E5, Office 365 E1/E3/E5, and standalone Exchange/SharePoint/Teams licenses

  • Advanced admin controls and audit logs

  • Custom agent deployment via Copilot Studio

  • Multi-model access including Claude Opus 4.8 and Prometheus

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